Home Equity Line of Credit (HELOC)

Have access to funds when you need them. Apply once for a home equity line of credit with Lampco, and enjoy a revolving line of credit. That means one application, one approval, and unlimited easy access to the funds you need.

We offer competitive rates on all of our home equity loan products. Plus, get the neighborly service you know and love Lampco — we're happy to help!

  • Competitive rates for several ongoing or seasonal needs
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you

  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter

  • Revolving credit — as principal is repaid, more becomes available for use
  • The interest paid might be tax deductible*

  • Set up automatic payments to be deducted from your account monthly
  • Local decision-making and processing in Madison County

  • Friendly, neighborly service from start to finish

*Consult a tax advisor.