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APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of March 1, 2017. Fees may reduce earnings. Rates and rewards are variable and may change after account is opened.
| Balance | Minimum Required Opening Deposit | Rate | APY |
| $0 - $10,000 | $0 | 2.22% | 2.25% |
| $10,000+ | $0 | 0.15% | 2.25% to 0.34% |
| All balances if qualifications not met | $0 | 0.01% | 0.01% |
Qualifications
Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash® account each monthly qualification cycle:
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base dividend rate. Plus, you can get back to earning really high dividends and nationwide ATM fee refunds the very next month!
| Balance | Interest Rate | APY |
| 0 - $25,000 | 0.75% | 0.75% |
| $25,000+ | 0.15% | 0.75% to 0.15% |
| Qualifications not met | 0.01% | 0.01% |
Qualifications
Qualifying for Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver® rate too. Simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base dividend rate. And you can get back to earning rewards the very next month you qualify.
| APR | |
| New 2016-2017 Model Years | As Low As 2.49%1 |
| Used 2013-2016 Model Years | As Low As 2.49%1 |
| Used 2011-2012 Model Years | As Low As 3.49%1 |
| Used 2009-2010 Model Years | As Low As 4.49%1 |
| Used 2007-2008 Model Years | As Low As 5.49%1 |
| Classic Auto | As Low As 6.84%1 |
| Used Corvettes Not Classified Elsewhere | As Low As 6.84%1 |
1Rate is based on member's credit score and the loan term. Call a loan officer for more information.
| APR | |
| New - up to 144 months | As Low As 5.49%1 |
| Used - 2014-2016 | As Low As 5.99%1 |
| Used - 2007-2013 | As Low As 6.99%1 |
1Rate is based on member's credit score and the loan term. Call a loan officer for more information.
| APR | |
| New | As Low As 9.00%1 |
| Used | As Low As 9.50%1 |
1Rate is based on member's credit score and the loan term. Call a loan officer for more information.
| APR | |
| Home Equity Line of Credit | Prime Rate Plus 1.5% |
| APR | |
| Unsecured Line of Credit | As Low As 10.00%1 |
| Signature | As Low As 10.00%1 |
| Share Covered | 2.00% |
1Rate is based on member's credit score and the loan term. Call a loan officer for more information.
| Type | APY Rate |
| Regular Savings | 0.03% |
| IRA Shares | 0.30% |
Effective July 1, 2015
A penalty may be imposed for early withdrawal.
| Type | APY Rate |
| 3 Month | 0.30% |
| 6 Month | 0.30% |
| 1 Year | 0.35% |
| 2 Year | 0.40% |
| 3 Year | 0.55% |
| 4 Year | 0.75% |
| 5 Year | 1.00% |
Effective April 1, 2017
Let the Lampco Lighthouse Light Guide you to the Best CD rates in Madison County.
A penalty may be imposed for early withdrawal.
| Type | APY Rate |
| $2,500 to $10,000 | 0.05% |
| $10,000.01 to $25,000.00 | 0.10% |
| $25,000.01 to $50,000.00 | 0.10% |
| $50,000.01 and greater | 0.15% |
Effective August 1, 2012
2Minimum balance to open: $2,500.00. Minimum balance to earn dividends: $2,500.00
