Whether you're facing an unexpected expense, planning a dream vacation, or tackling a big project, Lampco Credit Union is here to help you turn your financial goals into reality. We offer a range of personal loan options designed to meet your unique needs, all with competitive rates and the personalized service you'd expect from your neighborhood credit union.

Why Choose a Personal Loan?

Our personal loans, also called Signature Loans, are flexible, unsecured loans that can be used for a variety of needs:

• Vehicle Repairs or Updates: Keep your car running smoothly or finally add those upgrades you’ve been dreaming of.

• Education Expenses: Invest in yourself or your family’s future.

• Personal Projects or Startups: Take the leap and bring your ideas to life.

• And so much more!

Advantages of a Lampco Personal Loan

• Competitive Rates: Get a great deal that helps keep borrowing affordable.

• Customizable Repayment Terms: Fit your loan payments into your budget with ease.

• Local Decision-Making: Enjoy fast approvals and personalized service from our Madison County team.

• No Collateral Required: Secure your loan with just your signature—no need to put assets on the line.

Signature Loans vs. Secured Loans: What’s Right for You?

Signature Loans

• No Collateral Needed: Your signature secures the loan, making it quick and easy to access funds.

• Flexible Uses: Cover anything from large expenses to emergency needs.

• High Loan Limits: Borrow the amount you need with no maximum limit.

Secured Loans

• Borrow Against Your Savings: Use your savings as collateral while it continues to earn dividends.

• Low Rates: Enjoy even lower interest rates for cost-effective borrowing.

• Build Credit: A great way to establish or improve your credit history.

At Lampco, we’re committed to making your borrowing experience simple, stress-free, and tailored to your needs. Whether you’re managing unexpected expenses or investing in your next big adventure, we’re here to help you find the right solution.

Apply now or contact one of our friendly representatives to find the personal loan that’s right for you! Learn more about personal loans here.