It's time to shed some light on what a truly free checking account looks like — with free Kasasa Cash® checking. It's a truly free account that also rewards you with high dividends!
Plus, with free Kasasa Cash checking, get nationwide ATM withdrawal fee refunds* and all the e-services you need. Don't settle for less than truly free!
- Free checking that pays high dividends
- 3.00% APY* on balances up to $25,000
- 3.00% to 0.72% APY on balances over $25,000 depending on balance in account*
- 0.01% APY* if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking and bill pay
- Must be enrolled in free eStatements
- Free mobile banking
- Free Visa® debit card
- Unlimited check writing
- $0 minimum deposit to open
It's Easy to Earn Your Rewards…
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 1 direct deposit, bill pay, or ACH payment transaction post and settle
It's that simple! Even if you don't meet your qualifications during this Monthly Qualification Cycle, you'll still earn the base dividends on your account. And you can get right back to earning your rewards the very next month!
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, [PIN-based, signature based] transactions, non-retail and payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $25,000 receive *APY of 3.00%; and balances over $25,000 earn 0.15% interest rate on the portion of balance over $25,000, resulting in a range from 3.00% to 0.72% APY depending on the account's balance and (2) you will receive reimbursements up to an aggregate total of $25.00 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. Dividends and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle.*APY = Annual Percentage Yield. APY's accurate as of 05/01/2019. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM withdrawal fees are not refunded. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A minimum deposit will be required to open the account if checks are ordered. Receipt of a monthly electronic statement is required to open account. Monthly enrollment with an ACH Credit or Debit (such as Bill Pay transactions) and at least 12 PIN –based and signature based debit card purchases are required to meet the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.